Life Insurance

Life insurance provides a lump sum payment to beneficiaries for various expenses upon the policyholder's death. Unlike mortgage insurance, it is not tied to a mortgage and offers broader financial coverage. 

Life insurance premiums are calculated based on age, health, and lifestyle, while mortgage insurance premiums are typically based on the mortgage balance.

Mortgage insurance pays off your mortgage if you die, ensuring your family keeps the home. It covers the mortgage balance and pays the lender directly.

Income protection insurance provides a regular income if you are unable to work due to illness or injury. This can help cover your living expenses and ensure that you are able to meet your financial obligations while you recover.

Critical illness insurance pays out a lump sum if you are diagnosed with a serious illness such as cancer, heart attack, or stroke etc,,,,.

This can help cover the cost of medical treatment, as well as any additional expenses you may incur because of your illness.

Family income benefit insurance offers regular, tax-free income to beneficiaries if the policyholder dies during the term. It provides steady financial support through monthly or annual payments for the policy's duration.

Building and contents insurance covers the structure and belongings of your property. Building insurance protects the physical structure against damage, while contents insurance covers belongings like furniture and electronics from damage or theft. 

Together, they provide comprehensive protection for your property and possessions.