1.Introduction
This privacy policy relates to Link to Finance it informs you the customer, what to expect and how we collect data and information held about you.
2. Data Collected
This version was last updated on 01/10/2020 and we regularly review to ensure the accuracy of the document. This Privacy Policy explains how we look after your personal data, your privacy rights and how the law protects you. for the purpose of the General Data Protection Regulation (GDPR) 2018, the registered data controlled is our compliance officer, whose registered address is The Dragon Network, Stafford Court, 145 Washway Road, Sale, Greater Manchester, M33 7PE.
Our trading address is 23 Rookery Close, London, England, NW9 6QJ
We may contact you via phone, email, SMS, or other agreed communication methods including WhatsApp in order to obtain further information to support and complete our service. Should you wish to complete an application we may also require information in hard copy form sending via postal services.
When we complete a fact find we will collect the following information from you within the advice process:
In addition to this, we may collect information from you during the mortgage application process including:
We may also collect personal information from you over the telephone for mortgage and general/ life insurance purposes. We hold the right to record our telephone calls for training and quality purposes.
We will store a variety of data which includes:
If you would like more information on the above, please feel free to contact us and we would be able to explain in detail. We collect data relating to those that are financially dependent as this affects our affordability calculations to provide you with the most suitable recommendation.
However, we will only ask for further data relating to any dependents if specifically required to submit an application to a lender. We may also record information about potential vulnerabilities to meet the obligations of the Financial Conduct Authority (FCA) with regards to vulnerable customers.
We may share your information with the following entities:
We will ensure all data remains within the EEA and captured under the General Data Protection Regulation (GDPR) Under this you have various rights in relation to your information. You have the right to:
If you would like more information relating to the above, please feel free to contact us and we will answer any questions that you have openly and transparently.
If you apply for a mortgage through us, the lender may use this information to help make its decision about whether or not to lend to you.
3. Complaints
If you have a compliant about how we handle your data, please contact us Include your name, address, preferred contact number and the email address you signed up with. We will investigate your complaint promptly and will respond to you with our findings. If we have been unable to resolve your information rights concern, you can raise the matter with the Information Commissioner’s Office (ICO), who is the regulator for data protection in the UK. You can contact them on 0303 123 1113 to find out more.
4. Cookies
Cookies are a small text file places on your device or computer when using our website. They allow us to understand the number of visitors we have so that we can analyse data about web traffic and helps us to improve our website. Cookies can be temporary or permanent and do not collect personal or identifiable information about you. Temporary cookies form part of the security process and permanent cookies identify the link you used to find our website.
Linkto Finance Ltd is an Appointed Representative of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: 23 Rookery Close, London, NW9 6QJ Registered in England.
Linkto Finance Ltd is a credit broker and you can confirm our registration on the FCA’s website www.fca.org.uk
actual APRC you are eligible for depends on individual circumstances. If you are thinking about consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Further details of the FOS can be found on its website: